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A good read for IFAs and RMs of large distributors. Once convinced, IFA should focus in Debt SIP too. Clear views, Real business growth approach and Right attitude towards investors portfolio returns. If IFA understands investors behavior, he has smooth road of growth ahead. Well done dear Ashishji and Manishji...
A commendable one. Yet, I really wonder what should stop me from recommending a duration fund( or dynamic) to a savvy customer with a 2 year time frame at least.
Good enough for fair practice for client themselves and for industry too. Because we are all here for a noble ideal and genuine practice. Once again for thnks to enlighten to all of us. Keep writing.
Article is fully informative and as the discussion on debt funds is based on realistic experience in the field and aimed to educate the distributor, it is really helpful to all
Good and useful.From distributor perspective give it is Gary use ful
Dear Ashish/Manish Well explained article.
Great Work Ashish and Manish. Thoughtful insights. Keep up the good work.
Thanks Goel brothers. Really, a thought provoking article. Dear IFA colleague, Ajay Singh, liquid funds are pitted directly against funds lying idle in the Savings Bank account. The returns quoted by you are much better than what a Savings Bank account holder gets.
Dear Ashish and Manish, Thanks a lot. You have taken a lot of time and effort for this article. Investors have to Experience MF products and Experience takes time which is what we IFAs need to understand. A lot of people have too much money lying idle in savings accounts, we must get it into debt funds. Thanks again.
Good Foresight !! All of us at DFDA are very proud of you
agree with goel brothers . retail investors submit 15 h/ 15 g form for non tds. every year and they do not require indexation benefits of debt with 3 years long term benefits
Approach to different debt fund products and dos and donts will certainly help all of us.
How can we keep faith on liquid fund? Sometimes it gives 8.5% return and sometimes goes below 7.5%. We cant commit any return in liquid funds also which will match FD or other safe assets.