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There are two different stages in the process of wealth creation. Portfolio building – through SIP/STP and to handle the built up portfolio/ lump sum investment. SIP /STP is most suitable process for building the portfolio. Built up portfolio at the end of first two years need to be considered /treated as builtup portfolio and need to be transferred to process of rebalancing or to make it simple the balance at the end of first two years need to be transferred to ICICI BAF or other similar funds. Let the sip continue and after completion of each year the balance need to be treated as lump sum investment and should be subject to the treatment of rebalancing . But the SIP must be continued irrespective of market valuations.
How one can rebalance portfolios of thousands of his/her investors frequently with the market gyrations? Any suitable technology which can help achieve this?