"We trust that you will avoid using harsh language and will refrain from making unsubstantiated allegations against individuals and firms. Your constructive feedback and opinions are very valuable to all of us in the industry. "
Very nice takeaway points
Thanks for the advice, all points are of importance for us as India is developing economy with growing disposable income but some of the investors do not know the difference between investments and insurance, please write something on the same and banks/nds/agents are missselling insurance as investment/mutual funds